Hard Money Lenders For Utah Real Estate Investors

Fast and flexible loan options for investing in the real estate markets of Utah, a state known for its breathtaking beauty and magnificent landscapes.

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The Local Lender Advantage

Why Choose 14th Street Capital for Hard Money Loans in Utah

Flexible Term

At 14th Street Capital, we constantly strive to be as flexible with our policies as possible so your demands can be met with ease and in a hassle-free manner, when investing in Utah’s real estate markets.

Exceptional Customer Service

Our team understands that every investor has a different set of queries that need addressal when they place their trust in us. We furnish 24*7 customer support making your investing experience in Utah a hassle-free one.

Fast Loan Processing

Most investors that are looking at borrowing hard money loans from us for investing in competitive markets such as Utah are running on tight timelines. We strive to process loans a lot faster for you.

The Local Advantage

Nationwide lenders with a local presence. Unlike the majority of other private lenders that work with a network of investors and lending agents, here at 14th Street Capital we’ve got experts that actively invest in Utah themselves.

Asset-Backed Lending Options

At 14th Street Capital, we use property as collateral and issue loans on the basis of the final calculated value of your property so you don’t have to worry about your credit scores when taking a hard money loan as in the case of traditional loans.

Customized Lending Plans

Whether you’re planning to raise capital to construct single or multi-family homes, or trying to fix-and-flip an existing property, we’ve got customized options to fit your project’s unique needs.

No Fear of Hidden Costs

At 14th Street Capital, we have got a highly transparent loan underwriting process - one that comes without any hidden costs. We try to be transparent with our clients.

A Customer-Centric Approach

We understand that every investor is unique in their own way. This is the exact reason why we constantly strive to be as flexible as possible with our hard money offerings in Utah.

Minimal Documentation

Once you’re associated with us, you can bid farewell to complicated and time-consuming loan approval procedures that require lengthy paperwork.

Understanding The Hard Money Loan Advantage

Time taken for Loan Approval

Typically private money lenders take only around a week to sanction loans since they largely base decisions on the liquidation value of the collateral provided.

Number of Documents Required

Hard money lenders don’t usually demand a lot of documentation from the borrower’s part, making the process a lot easier.

Qualification Terms

Hard money lenders usually set the loan qualification terms, not the government. Flexible underwriting process ensures that they can decide what makes someone a good candidate to lend to.


The Local Advantage

Utah’s population grew by around 18.4% during the past decade alone, making it the fastest growing state in all of America. Due to this steep rise in the number of residents year after year, Utah has now caught the eye of both small and big real estate investors. 

Even as the portfolio expansion potential looks immense, properties across the state are selling faster than in years past. 

In 2020, homes spent an average of just 25 days on the market before being purchased, down from 30 days in 2019. If you want to stay ahead of the curve, you’ve got to make investing decisions at a pace faster than you ever have. Hard money loans can help you achieve all of this and more!

Areas Covered and Markets Served

14th Street Capital gives hard money loans in all the leading real estate markets in the State of Utah including:

Wide Range of Loan Offerings for Utah Real Estate Investors

Long-term loans for investors looking at developing properties for fixed rental income in Utah.

Short-term loans for repairs, rehab and purchase of non-owner occupied properties in Utah.

Loan offerings designed keeping in mind the short-term as well as long-term requirements of landlords renting their properties in Utah.