New Jersey's Premier Private Hard Money Lenders

14th Street Capital provides all your private loan requirements, whether it is for fix and flip, bridge loan, refinancing or rental loans in the state of New Jersey.

Hard Money Loan Advantage For Real Estate Investors In New Jersey

Fast access to funds

In contrast to traditional lenders, who might take months to process loans, 14th Street Capital's hard money loans are authorized in days or weeks. Due to the competitive nature of the New Jersey real estate market, we know how important it is for you to not miss out on any good offers.

Minimal documentation needed

While applying for a hard money loan from 14th Street Capital, the amount of documents you must submit and formalities you must complete are the lowest. Minimal documentation is required for a quick and easy lending process.

No prepayment penalties

There are no fines for paying off hard money loans early because they are primarily short-term loans. When you take out a short-term hard money loan like a fix and flip loan, there are no prepayment penalties, unlike traditional lending sources, which charge penalty fees if you pay ahead of schedule. This enables you to complete the loan on time and immediately begin your next investment project.

Funding for diverse real estate needs

For investors trying to fix and flip properties for a profit, conventional loans are frequently unavailable. Such transactions are inherently dangerous, and they fail to pass the tight criteria and regulations that banks must follow. Investors wishing to buy distressed properties to flip for profit or renovate before renting them out should check into hard money lenders.

New Jersey Hard Money Lending

Hard Money Loan Highlights

Why Choose 14th Street Capital For Hard Money Loans In New jersey

Fast loan approvals

Hard money loans from 14th Street Capital are authorized in a matter of days to weeks, as opposed to conventional lenders, who can take several months to generate the loan. We comprehend that time is of the essence, and we work hard to ensure that you do not even miss out on good deals in New Jersey's competitive real estate market.

Flexible lending

To ensure that your needs are addressed in New Jersey's real estate markets, 14th Street Capital is continually striving to be as flexible with our rules as possible.

Local expertise

As well as being a source of capital, hard money lenders often have extensive knowledge of the local real estate market. Working with hard money lenders in New Jersey who are familiar with urban regions such as Billings, Missoula and Bozeman can provide you with the necessary local knowledge.

In-house underwriting

We have a more flexible in-house underwriting process at 14th Street Capital. As a result, real estate investors in New Jersey can get their money more rapidly.

Borrower-centric process

We take pleasure in putting the needs of our clients first at every stage of the real estate transaction, thanks to our extensive knowledge of the New Jersey market. Our team is committed to providing the best service possible. You may now concentrate on realizing profits from your real estate investments, since the financial component is already taken care of.

Competitive rates

To help you fund your real estate ventures in New Jersey, we provide hard money loans with competitive interest rates. Take advantage of low-interest loans in New Jersey's real estate marketplaces to realize your goals.

New Jersey

The Local Advantage

Loan pre-qualification takes only a few hours because we are private lenders with complete control over our own funds. When applying for a hard money loan, you don’t have to worry about your personal creditworthiness because the loan is 100 percent asset backed.

There are no credit checks or income proof requirements. All you need is a plan for ensuring the profitability of your real estate investment, as well as a down payment to show that you’re serious about the game.

We understand the importance of relationships in real estate lending because we are real estate investors ourselves. Our relationship-focused approach is the secret sauce that sets us apart from other hard money lenders, with a focus on customer service and a transparent and straightforward lending process.

New Jersey is a promising property investment market, and if you’re looking for hard money loans in New Jersey, the 14th Street Capital may be the quickest and most efficient way to do so, as it connects you with our extensive network of hard money lenders in the state.

Hard Money Lending Areas We Cover In New Jersey

Wide Range of Hard Money Loan Offerings for New Jersey Real Estate Investors

Private lending with quick approvals for New Jersey flippers looking to buy their next fixer-upper, remodel it, and sell it for a profit.

Looking to start earning money as a landlord in New Jersey by building a rental portfolio? To get started, all you need is long-term asset-backed funding in the form of rental loans.

Landlord loans are for property owners who want to supplement their income by renting out their properties.

FAQs For Choosing A Hard Money Lender In New

1. Who is eligible to apply for a 14th Street Capital hard money loan?

14th Street Capital provides hard money loans to novice and experienced real estate investors in need of quick funding while investing in New Jersey's real estate markets, regardless of their credit history.

3. Why Should You Use New Jersey Hard Money Lenders?

Hard money loans for New Jersey projects may be an ideal source of funding for investors looking for short-term funds to invest in New Jersey real estate, such as fixing and flipping houses. This is due to the fact that, unlike their traditional mortgage-industry competitors, these lenders can make financing decisions and obtain necessary funds. As a result, we believe that New Jersey hard money lenders are the most cost-effective option for obtaining fix and flip, purchase to rent, refinance, bridge, fix to rent, and commercial investment real estate financing.

5. Where does 14th Street Capital lend in New Jersey?

14th Street Capital provides financing in all major real estate markets in New Jersey, such as Hoboken, Morristown, Newark, Vineland, Vernon and Trenton.

7. Which documents should I include with my application?

The amount of documentation needed to obtain a hard money loan from 14th Street Capital is minimal. Because the loan offer is based on the property valuation, the papers referring to the property appraisal, as well as your plan for capitalizing on your investment, are all that is required.

2. How does one apply for a 14th Street Capital hard money loan?

Our loan application process is straightforward. Once you complete the application form, our in-house underwriters will evaluate the property appraisal, and our staff will contact you to discuss the loan offer. Because each real estate investment is unique, we use a tailored approach for each borrower.

4. What is the maximum LTV that can be used to qualify?

14th Street Capital offers a loan to value ratio of 60-70 percent of the property value.

6. How quickly can I close with a hard money loan?

A self-funded hard money lender in New Jersey has a very quick loan closing process. Loan approvals are typically granted within a few days, with funds transferred a week later. A 14th Street Capital hard money loan typically takes 7-10 days to close.

8. What is the interest rate on 14th Street Capital's hard money loans?

The interest rates for hard money loans are custom-made for each borrower. Our rates, on the other hand, are among the most competitive among New Jersey hard money lenders.