Trusted Hard Money Lenders In Florida

Fast and easy lending solutions for investors in Florida’s competitive real estate market.

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The 14th Street Advantage for Hard Money Loans in Florida


Fast loan approvals timelines prequalification and preliminary approval in 24 hours and closing times as low as 7 days.


Minimal documentation and straightforward lending process. We have eliminated all the unnecessary hoops to simplify the process of securing funding.


100 percent transparent pricing and interest rates. No hidden fees or unexpected surprises throughout the lending process.

Competitive Interest Rates

Competitive interest rates for all types of hard money loans and low closing costs. Best in market interest rates with low origination fees to maximize profit.

Local Expertise

With long standing local relationships established in Florida over long term, 14th Street Capital offers flexible financing with local expertise to help you excel.

Customer-First Approach

We believe customer service is critical to the overall lending process. Relationship based lending offers custom benefits for repeat borrowers.

Florida Hard Money Lending

Loan Highlights


Fast Loan Approvals With Short Funding Timelines

Faster the access to funding is,  greater are the chances of a successful closing. Conventional loans go through a number of stages of review and underwriting before they are approved. This process easily takes up to 3 months. 

The long time-gap between the application and approval can cause you to miss out on rewarding opportunities in Florida’s real estate market. 

Hard money loans get approved in a matter of weeks if not days, giving you a competitive advantage over other real estate investors. 

Areas Covered and Markets Served

14th Street Capital gives hard money loans in all the leading real estate markets in the State of Florida including:

14th Street Capital Edge

Easier Access To Hard Money Loans In Florida

Florida is home to one of the most vibrant and profitable real estate markets in the U.S. Over the past five years home values in Florida have increased by nearly 38%. 

Additionally, sales of single-family homes in Florida are up by 21% compared to a year ago, making Florida a lucrative real estate market.

Even though the demand is high, the property prices remain reasonable, making Florida a sought after state for real estate investors all across the country. The current seller’s market where the demand exceeds the available inventory, makes the real estate scenario very competitive. 

Hard money loans are typically short-term loans funded by private investors or a company of investors as opposed to conventional lending sources such as banks and credit unions. 

With loans secured by property value instead of individual creditworthiness, fast approvals and flexible lending process, hard money loans can help you succeed in Florida’s competitive real estate market.

Easy Financing For Beginner And Experienced Real Estate Investors

Whether you are a first-time borrower looking to invest in real estate or an experienced investor looking for funding at flexible terms, hard money loans get you the funding you need to succeed in Florida’s real estate market. 

Hard money lenders provide easy financing for both beginners as well as experienced real estate investors, in a flexible approval process. 

With asset-backed funding, individual creditworthiness, net worth, minimum income requirements, and history of foreclosures, do not factor in the loan approval process. 

Range of Financing Options for Florida Real Estate Investors

Asset backed loans for investors looking to build a rental property portfolio in the state of Florida.

Short term loans for purchasing a distressed property, renovating it and selling it for profit.

Leverage property value and replace existing mortgages to create additional funding for investing in real estate in Florida.