Top Rated Private Hard Money Lenders in Vero Beach, Florida

Trusted, in-house hard money loans for investing in the real estate market of Vero Beach and surrounding regions of Indian River County – Fellsmere and Sebastian.

The Local Advantage

Why Choose 14th Street Capital for Hard Money Loans in Vero Beach, Florida?

Local Expertise

As local real estate investors with first hand experience of investing in Vero Beach and surrounding areas, 14th Street Capital offers you the funding you need while simultaneously acting as a knowledge repository that you need to succeed in your investment.

Customer Focused Approach

Every real estate investment is unique. This is the reason why we don’t believe in following templated loan offerings and customize our approach for every customer. 14th Street Capital’s customer focused approach allows us to judge each deal on its merits and offer the best loan terms to our customers.

Competitive Interest Rates

Every real estate investor wants to maximize the profits and the competitive interest rates from 14th Street Capital enable you to do just that. With interest rates beginning from 8 percent and origination points starting from 2 points, get a hard money loan for your investment without burning a hole through your pockets.

Transparent Lending Process

14th Street Capital offers complete clarity in the lending process so that you don’t have to worry about any hidden fees or undisclosed terms when applying for a hard money loan. Minimal documentation requirement with a flexible underwriting process allows us to offer transparency in the lending process, making it a hassle-free affair for investors like you.

Loans for Beginners and Experienced Investors

Whether you are starting out as a novice real estate investor looking to make your first investment or possess ample experience in the field, hard money loans from 14th Street Capital in Florida make sure that you get the best deal for your investment.

Relationship Advantage

Repeat investors are eligible to better terms when they enter into successive business dealings with 14th street capital. Get eligible to avail loans at lower interest rates and lesser origination points when you become a repeat borrower and lay down the foundation for a successful career in real estate.

Versatile Hard Money Loan Offerings

Fix and Flip Loans

  • Purchase to rehab funding
  • Short term loans (1-3 years)
  • Loans upto 70% of the after repair value
  • Loan approvals in 24 hours and funding in under a week
  • FICO minimum score not required

Rental Loans

  • Purchase and refinance funding for rental properties
  • Long term loans (15-30 years)
  • Funding for 1-4 single family units and multifamily residences available.
  • Tax returns and income verification - not required.

Landlord Loans

  • Buy-to-rent loans for maximizing profits
  • Buy-fix-rent funding with loan in-hand time under 7 days.
  • Competitive interest rates starting from 9 percent and just 2 origination points.
  • 30 year fixed and flexible amortization options.

Hard Money Lender in Vero Beach, Florida

Asset Based Lending for Vero Beach, Florida

For hard money lenders, the property itself acts as a collateral when securing a loan. Whether you are looking to buy a distressed property to undertake a rehab and fix and flip it for profit on a short term basis or are looking to acquire a longer term loan for building your own rental portfolio, hard money loans from 14th Street Capital can make it happen for you.

Bad credit? History of Foreclosures?

Getting a loan from traditional lending institutions with a bad credit history can be a true challenge. Hard money loans from 14th Street Capital make it easier for investors to fulfil their real estate aspirations with flexible financing options. 

Whether you are self employed, have a low credit score or have suffered a recent bankruptcy, hard money loans can make investing in Vero Beach easier for you.

Fast Financing for Vero Beach’s Competitive Real Estate Markets

The median sale price for a property in Vero Beach, Florida is $315,500, a 26.2% increase on a year on year basis. Additionally, the time on market for on an average is down to 50 days from 100 days the previous year. 

The time on market is much lower for more lucrative properties. In such a competitive sellers market, the fast funding timelines of hard money loans from 14th Street Capital is the missing ingredient you need to succeed.

Hard Money Lenders in Florida

Areas Covered and Markets Served

14th Street Capital gives hard money loans in all the leading real estate markets in the State of Florida including: