Direct Private Money Lenders for Investing in Real Estate Markets of Clearwater, Florida

Kickstart real estate investments in Clearwater, Tampa Bay Area and areas of Pinellas County, including Largo and St. Petersburg with Hard Money Loans from 14th Street Capital.

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Get Your Real Estate Business in Clearwater Off The Ground

Fix and Flip Loans

Looking to profit from fixing and flipping houses in Clearwater, Florida? Hard money loans from Florida's 14th Street Capital are all you need to get started.

  • Purchase to rehab funding
  • Short term loans (1-3 years)
  • Loans up to 70% of the after repair value
  • Loan approvals in 24 hours and funding in under a week
  • FICO minimum score not required.

Rental Loans

Looking to build your own rental portfolio in Clearwater, Florida? Apply for a long term hard money loan to get the funding you need.

  • Purchase and refinance funding for rental properties
  • Long term loans (15-30 years)
  • Funding for 1-4 single family units and multifamily residences available.
  • Tax returns and income verification - not required.

Landlord Loans

Maximize the rental income as a landlord in Clearwater and surrounding regions of Tampa-St. Petersberg-Clearwater MSA with our hard money loan offerings from 14th Street Capital.

  • Buy-to-rent loans for maximizing profits
  • Buy-fix-rent funding with loan in-hand time under 7 days.
  • Competitive interest rates starting from 9 percent and just 2 origination points.
  • 30 year fixed and flexible amortization options.

Hard Money Lending in Clearwater, Florida

Highlights of Hard Money Loans from 14th Street Capital

  • Asset backed lending where the property serves as collateral
  • Customized loan offering based on individual borrower
  • Local real estate expertise
  • No hidden fees and transparent lending process
  • Minimal documentation requirement and seamless lending process
  • Closing time less than 2 weeks
  • Loans of up to 70% LTV (loan-to-value) available
  • Hard money loan interest rates starting from as low as 8%
  • Short term and long term hard money loan offerings for a variety of investment needs
  • Flexible funding options for non owner occupied properties in Clearwater
Trusted Hard Money Lender In Clearwater, Florida

Why Choose Hard Money Loans for Investing in Clearwater, Florida

Speed, Efficiency and Agility

The real estate market in Clearwater is very competitive. The median listing price has gone up 27.7 percent on a year on year basis. The time on market during the same time period has halved from 18 days the previous year to just 9 days this year. 

This duration is even lesser for homes which are considered as hot deals, which stay on the market for merely 3 days.

In such a competitive seller’s market, hard money loans from 14th Street Capital can give you the agility you need to close deals faster and ensure that you don’t miss out on the investment opportunities due to time/funding constraints.

Asset Backed Funding

A number of factors may make you ineligible for conventional funding including the credit history, the number of mortgages already taken, the condition of the property you are looking to purchase, etc. Hard money loan approvals take place by putting the property as collateral. 

So if the investment property that you choose has potential, you have a solid strategy for profiting from your investment and have enough funds to show that you have teeth in the game, your request for funding will be approved.

Hard Money Loans

Attractive Alternative to Traditional Financing

Faster Funding Timeline

Hard money loans from 14th Street Capital are approved in under 24 hours. The time taken between filling up the loan application and the funding to go through is just7 to 15 days which is far shorter than conventional lending sources like banks which take 2-3 months to process the funding.

Flexible Loan Guidelines

Banks and other conventional lenders have to follow a strict underwriting process and have a rigid set of guidelines that your application needs to meet for the loan to be approved. Hard money lenders on the other hand have a flexible underwriting process which means that you are eligible for a loan even if the property is in need of repairs or isn’t rented out just yet.

Easy Loan Approvals

Have a less than a perfect credit score? Previous history of foreclosures? Self employed? Low income to debt ratio? If the answer to any of the above is yes, getting financing through traditional sources is a tough task. Hard money lenders are going to be your best bet if you are looking for easy loan approvals.

Hard Money Lenders in Florida

Areas Covered and Markets Served

14th Street Capital gives hard money loans in all the leading real estate markets in the State of Florida including: