Hard Money Lenders in Jacksonville

Local hard money lenders for fast and transparent processing of hard money loans in Jacksonville, Florida.

Hard Money Lending in Jacksonville, Florida

Loan Highlights

14th Street Capital Advantage for Hard Money Loans in Jacksonville

Local expertise and Resource Availability

Finding the right lender when choosing to take a hard money loan to invest in real estate is crucial. Finding a lender in Florida that understands Jacksonville's local real estate market whether it is for fix and flips or rental investments can give you an upper hand. Being real estate investors ourselves, we understand your needs and are aware of the intricacies involved in real estate investing. With resources on the ground, 14th Street Capital is not only the most reliable source of funding but also a treasure trove of information for investing in Jacksonville real estate markets.

Loans for Beginners and Experienced Investors

Whether you are just starting out in real estate investing or have a stream of successful real estate investments in your portfolio, hard money loans from 14th Street Capital would be a perfect fit for you. You don’t need to have income proof or high credit scores to qualify for our hard money loans. What’s more, you can get a hard money loan even with a previous history of foreclosures, making our hard money loan offering a good fit for all.

Straightforward and Transparent Lending Process

With a simple and straightforward lending process, hard money loans from 14th Street Capital frees you from jumping through multiple hoops to get loan approvals. Since hard money loans don’t have to comply with guidelines such as Fannie Mae and Freddie Mac, the loan approval process becomes much simpler. All you need to do is fill out the application form with basic details and purpose of loan, submit the property appraisal and other relevant documents and that’s it. Unlike traditional lenders, approval takes place in a matter of days. Transparent lending process so that you can get started on your investment without worrying about pitfalls and hidden fees.

The Local Advantage

Benefits of Hard Money Loans for Investing in Jacksonville Real Estate Markets

Faster Processing

With processing times spanning mere weeks, if not days, hard money loans are a much faster funding alternative to banks and other traditional lending sources.

Flexible Requirements

There are no rigid guidelines or strict underwriting processes that hard money lenders have to follow, allowing for unparalleled flexibility in the requirements.

Asset Backed Funding

Hard money loans are given on the basis of property value and not the individual creditworthiness. Metrics such as your credit score and debt to income ratio do not factor in the decision for loan approval.

Minimal Documentation Required

Hard money lenders do not need bank account statements, income proof, salary stubs, etc to approve the funding. All you need to have is a property appraisal and a plan of action for generating ROI.

Tailored Loan Offerings

Hard money loans do not follow a one-size fits all approach. Every real estate investment is unique and hard money lenders offer customization as per your requirements.

Relationship Based Lending

Experienced real estate investors seeking repeat investments get access to better interest rates, lower origination fees and greater flexibility in repayment terms.

Hard Money Lenders in Florida

Areas Covered and Markets Served

14th Street Capital is a hard money lender for all the leading real estate markets in Florida including:

Direct Lenders With Wide Range Of Hard Money Loan Offerings

Short Term Funding Requirements at Competitive Rates

Short term loans for real estate investors looking to purchase a property, renovate it and sell it for profit. Get fix and flip loans for up to 75% of after-repair value at attractive interest rates.

Hard money loans for long term real estate investors looking to supplement their earnings with rental income. Flexible amortization options with low prepayment penalty and up to 70% LTV ratio.

Cash Out Refinance

Attractive refinancing options that cover the original loan as well as closing costs for real estate investors looking to utilize equity from their existing real estate investments to grow their portfolio.